Open Enrollment for Plan Year 2024

Consumer Choice Plan

The Consumer Choice Plan is designed for employees and retirees who like the financial benefit of a Health Savings Account (HSA) and lower monthly premiums.

Health Center Plan

The Health Center Plan provides free and unlimited primary care services to plan members at the three Health Center locations.

Employee Health Centers

Southwestern Health Resources, a collaboration between Texas Health Resources and UT Southwestern Medical Center, is working with the City of Fort Worth to provide an exceptional addition to health care benefits for employees, retirees and their dependents.

Current Employees

Step 1.Same Insurance Provider, Same Health and Benefits Support 

For 2023 the City of Fort Worth will carry the same insurance provider, Meritain Health, an Aetna company.

For personalized health and benefits support, employees and retirees will still contact Accolade. Accolade can help you during this open enrollment period to decide what plan is right for you and your family.  They can help you find a provider and review your medical bills with you.  They will also be the one who pre-certifies things like a surgery that you may have in 2023.

They can also help you coordinate your care when you have a complicated diagnosis that you need help navigating.  In addition, Accolade may reach out to you or members of your family on the city's health plan if you seem to be headed towards a complicated medical procedure.

Step 2.Same Plans with New Perks 

Our 2023 plan includes more than a dozen service providers to meet the healthcare and benefits needs of our employees, retirees and their families.  

New for 2023 - Life insurance up to 8x your annual salary in supplemental life insurance. You can increase by up to 2x your salary or enroll for the first time without submitting evidence of insurability, even if you've been previously declined.

The dental plans are staying the same, right down to the rates as well as long-term disability, short-term disability, life and vision plans, which are staying the same as well. 

FSA enrollment does NOT carry over from year to year. If you have FSA in 2022 and would like to get FSA again next year, log on to cfwbenefits.com to select FSA for 2023. 

City of Fort Worth will still contribute to your HSA $540 for individual and $1000.00 for family. The total HSA contribution limit will increase in 2023 to $3,850 for individual and $7,750 for family. 

Step 3.Presentations and Videos

 Download the 2023 short Open Enrollment presentation(PDF, 17MB)

2023 Active Employee Open Enrollment Video

 

Non-Medicare Retirees

Same Insurance Provider, Same Health and Benefits Support Team, Same Health Plan 

For 2023 there will be the same insurance provider, Meritain Health, who is responsible for paying claims. The City of Fort Worth is still on the Aetna network.

For personalized health and benefits support, employees and retirees should contact Accolade. Accolade can help you during this open enrollment period to decide what plan is right for you and your family. They can help you find a provider and review your medical bills with you. They will also be the one who pre-certifies things like a surgery that you may have in 2023. 

They can also help you coordinate your care when you have a complicated diagnosis that you need help navigating. In addition, Accolade may reach out to you or members of your family on the city's health plan if you seem to be headed toward a complicated medical procedure.

No changes for next year, then no action is needed for 2023

Our 2023 plan includes more than a dozen service providers to meet the healthcare and benefits needs of our employees, retirees and their families. 

For 2023 the actual medical plan design will remain the same.

Additionally, for non-Medicare retirees both the dental plan and vision plan rates will be the same. And remember, there will still be a $0 premium option for retirees who select the Consumer Choice Plan option.  

The HSA plan for non-Medicare retirees will remain the same in 2023, $450 for individuals and $1,000 for family. 

Non-Medicare Retiree Presentations, and 2023 Rate Sheets

(PDF, 7MB)Download the complete Non-Medicare Retiree Open Enrollment presentation(PDF, 2MB)

2023 Non-Medicare Retiree Medical Rate Sheet(PDF, 88KB)   

2023 Non-Medicare Dental/Vision Rate Sheet(PDF, 126KB)    

Medicare Retirees

Same Medicare Advantage Plan for 2023 & Premium Reduction! 

The City of Fort Worth is proud to continue offering the Medicare Advantage plan to all retirees 65 years or older for the 2023 plan year.

Additionally in 2023, the city will continue to offer the Medicare Advantage plan with no monthly premium to retirees hired prior to 1988 or retirees with 25 years or more of service.

The plan offers medical and dental benefits as well as the following:

  • Free membership in Silver Sneakers.
  • $2,000 hearing aid reimbursement once every 36 months. Call 888-432-7464 for assistance.
  • $200 reimbursement for eyewear every 24 months. Call Vision Discount Program at 1-800-793-8616. 

Also, this year the city will continue to offer a vision plan to those on the Medicare Advantage plan through EyeMed. 

If you are making plan changes, you will need to go to cfwbenefits.com to make dental or vision selections. All changes must be made before 11:59 p.m. on Oct. 28, 2022. This includes adding a spouse or dependent to your plan dental or vision plan. 

 

Download 2023 Medicare Retiree presentation(PDF, 2MB).

For 2023, there are no changes to the medical plan options offered by the City of Fort Worth, which means employees and non-Medicare (pre-65) retirees will have the same two medical plan options already provided: the Health Center Plan and the Consumer Choice Plan. 

Since the same plan choices are being offered, that also means that employees and retirees who are making no changes to their current plan elections do not need to take any actions this year. Current elections will automatically be rolled over to the 2024 plan year.

However, if an employee has a flexible spending account (FSA), then they must re-enroll in that part of the health plan every year. It does not roll over.

View a comparison chart.(PDF, 140KB)

To verify your doctor, go to Aetna Find-A-Doctor and you can search by entering your ZIP code into the "continue as a guest" section since the new plan coverage does not start until Jan. 1, 2023. 

 

Begin your open enrollment October 9th, 2024!

Step 1

 

Go to  cfwbenefits.com and create a log in.

Step 2

Choose Your Plan: 

Option 1: Health Center Plan; or
Option 2: Consumer Choice Plan

Step 3

Confirm all your healthcare and benefits plan selections including:

 

 

Download a "How To Guide"(PDF, 5MB) to the City's new open enrollment site.

Download a Spanish Only "How To Guide"(PDF, 4MB) to the City's new open enrollment site.

 

City of Fort Worth Health Vendors for 2022

Learn more about health partners who work with the City of Fort Worth.

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Airrosti is a health care group whose providers specialize in high quality, outcome-based musculoskeletal care. Learn more.

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 Accolade provides city employees with personalized health and benefits support. Learn more.

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Delta Dental provides four dental coverage options, which are limited to certain networks and zip codes. Learn more.

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Health Equity manages the City of Fort Worth's ;Health Savings Accounts (Consumer Choice Plan)

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OptumRX is the City of Fort Worth's pharmacy benefit manager (PBM).

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Southwestern Health Resources manages and oversees all City of Fort Worth health centers and satellite locations. (Health Centers)

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SurgeryPlus is a supplemental additional benefit with each plan. They offer top board certified surgeons for hundreds of non-emergency surgeries.

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TIAA oversees the city's 457 Deferred Compensation Plan, and offers regular financial workshops to city employees.

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 Meritain Health, an Aetna company is the medical insurance provider for the City of Fort Worth, offering a full spectrum of health benefits programs to city employees.

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UNUM is responsible for the city's long-term disability coverage.

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Securian oversees the city's life insurance. Learn More

 

 

 

Download the list of vendors and contacts for Plan Year 2023(PDF, 287MB)

Contact Us

Phone

817-392-7782

Fax

817-392-2624

Email

benefits@fortworthtexas.gov

Location

City of Fort Worth Benefits Office
200 Texas St.
Fort Worth
76102
View Map

2024 Enrollment Opens Soon!

Enrollment Opens
October 9, 2023

Oct. 9, 2023 - Oct. 27, 2023

 

Brochures, Presentations and Virtual Meetings

Open Enrollment Brochures

 

Open Enrollment Presentations

 

 

Virtual Meetings - YouTube Videos

Related Information

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