The Consumer Choice Plan is designed for employees who like the financial benefit of a Health Savings Account (HSA) and lower monthly premiums. This plan may also benefit those who may live (or whose dependents may live) outside of the Fort Worth area and won't have easy access to one of the city's health center locations.
As with most high-deductible plans, all health care services are billed to the employee at 100% until the deductible is reached. Then, in most cases for in-network providers, the plan pays 80% while the employee covers 20% until the out of pocket maximum is reached.
Enrollment in the Consumer Choice Plan for Employee Only option has no cost.
The Health Center Plan offers employees health centers in and around the Fort Worth area that are exclusively available to city employees, retirees and their dependents. These centers provide unlimited primary care services for employees during normal business hours, and may include extended business hours in some locations. Employees can expect to receive an appointment on the same or next business day for sick visits.
Additionally, there are satellite locations available to employees on this plan, however they are not exclusive to city employees and therefore may not offer immediate appointments.
Specialists are available on this plan as well at various costs, depending upon their participation in the Meritain Health, an Aetna Company.
Learn more about health center locations and services